FD vs SIP Calculator (Advanced)
Compare Fixed Deposit (FD) and SIP (Systematic Investment Plan) to see which investment option gives better returns over time.
FD vs SIP Comparison Result
| Investment Type | Total Invested (₹) | Returns (₹) | Final Value (₹) |
|---|---|---|---|
| FD | |||
| SIP |
FD vs SIP – Which Is Better?
FD and SIP are two popular investment options in India. While FD offers guaranteed returns, SIP provides market-linked growth with higher long-term return potential.
Key Differences Between FD and SIP
- FD: Low risk, fixed interest, predictable returns
- SIP: Market-linked, higher risk, higher long-term growth
- Liquidity: SIP funds are more liquid than FD
Who Should Choose FD?
FD is suitable for conservative investors, senior citizens, or those who want capital protection with stable income.
Who Should Choose SIP?
SIP is ideal for long-term wealth creation, inflation beating returns, and disciplined monthly investing.
Disclaimer
SIP returns are estimated and market-dependent. FD returns are fixed but may be affected by tax.