EMI Calculator (Advanced)

Calculate your loan EMI, total interest payable, total payment, and view a detailed amortization schedule with chart.

EMI Calculation Summary
Monthly EMI
Total Interest
Total Payment
Month EMI Principal Interest Balance

What Is EMI?

EMI (Equated Monthly Installment) is the fixed amount paid every month towards a loan. It includes both principal repayment and interest.

EMI Formula

EMI = P × r × (1 + r)n / [(1 + r)n − 1]

Where P is loan amount, r is monthly interest rate, and n is number of months.

Why Use an EMI Calculator?

  • Plan monthly budget
  • Compare loan offers
  • Understand interest burden
  • View repayment schedule

Accuracy & Disclaimer

This EMI calculator provides an estimate. Actual EMI may vary slightly based on lender policies and rounding.

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