RD Calculator (Recurring Deposit)

Calculate your Recurring Deposit (RD) maturity amount, total investment, and interest earned using accurate compound interest logic with growth chart.

RD Investment Summary
Total Investment
Interest Earned
Maturity Amount

What Is a Recurring Deposit (RD)?

A Recurring Deposit (RD) is a savings scheme offered by banks where a fixed amount is deposited every month and earns interest at a fixed rate. RD is ideal for disciplined savings with low risk.

How RD Calculator Works

This RD calculator uses monthly compounding to calculate maturity value based on your monthly deposit, interest rate, and tenure.

RD Interest Formula

Maturity = Σ Monthly Deposit × (1 + r/12)n

Benefits of RD

  • Guaranteed returns
  • Low risk investment
  • Encourages regular savings
  • Fixed interest rate

Accuracy & Disclaimer

RD interest rates vary across banks. This calculator provides an estimated maturity value based on standard compounding assumptions.

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