PF Calculator (Employee Provident Fund)
Calculate your EPF contribution, employer contribution, pension (EPS), and total PF amount on a monthly and yearly basis.
PF Contribution Breakdown
| Component | Monthly (₹) | Yearly (₹) |
|---|---|---|
| Employee PF | ||
| Employer PF | ||
| Employer Pension (EPS) | ||
| Total PF Contribution |
What Is EPF (Provident Fund)?
Employee Provident Fund (EPF) is a government-backed retirement savings scheme in India. Both the employee and employer contribute a fixed percentage of the employee’s basic salary towards the PF account every month.
How PF Contribution Is Calculated
Typically, 12% of the employee’s basic salary is contributed by the employee. The employer also contributes 12%, out of which 8.33% goes to the Employee Pension Scheme (EPS) and the remaining amount goes to EPF.
Standard PF Rates
- Employee PF: 12% of basic salary
- Employer PF: 12% of basic salary
- EPS: 8.33% of basic salary (subject to limits)
Why Use a PF Calculator?
- Know your monthly PF deduction
- Understand employer contribution
- Plan retirement savings better
- Estimate yearly PF accumulation
Accuracy & Disclaimer
This PF calculator provides an estimate based on standard EPF rules. Actual contributions may vary depending on salary structure and company policies.